what is a funeral plan

What Is a Funeral Plan?

Funeral Plans

Funeral Plan Protection

A funeral plan enables you to fully pay for your funeral service and any funeral arrangements, prior to your death.

Taking out a funeral plan or prepaid funeral plan will protect your loved ones from being left with the bill to pay for your funeral. It will alleviate the financial pressure and added emotional stress that comes naturally with having to arrange a funeral for a loved one. This will leave your family with more time to reminisce about the ‘good times’ and to grieve healthily.

Planning your own funeral can also be highly beneficial as you will be able to find a funeral plan that is tailored to your specific requirements, you will also be able to plan your service down to the finest of details like your favourite music, the clothes you wear and your flower colours and arrangements.

Payments are fixed at today’s prices and monthly premiums are affordable and can be stretched over a certain amount of years to suit your current lifestyle and budget. Payment terms can range from 12months to 60months or 3years to 10years, whilst payments can start from as little as £5.00 per calendar month, depending on the type and level of cover you choose.

Why should you take out a funeral plan?

In the ‘Sun Life - Cost of Dying Report 2017’ the statistics show that funeral plan prices had increased by 4.7%. This showed that from 2016 the average cost for a funeral plan was £3,897, whilst in 2017, this was set at approx. £4,078. This evidenced that between 2016 and 2017, the cost a basic funeral plan had risen well in excess inflation.

funeral plan costs infographic

Unfortunately, the cost of a funeral is constantly on the rise and even during the current climate, there seems to be no evidence to show that the cost is decreasing.

Taking out a funeral plan today would safeguard you against the ever increasing costs of paying for a funeral whilst also having the guarantee of never rising in line with inflation.

Quote Me Less guarantee to provide you with the UK’s top-leading, low-cost funeral plans that are tailored to you and your family’s specific requirements. Speak with one of our friendly and helpful advisors today to see what packages would be beneficial to you.

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