Funeral Plans Frequently Asked Questions
Our funeral plan frequenlty asked questions will answer any questions you may have to help you save money and find the best policy for you.
Do I need critical illness cover?
Critical illness cover has been designed to help support you financially if you were to become seriously ill. This type of policy helps to payoff your mortgage and bills allowing you plenty of time to recover.
Am I eligible to take out Critical Illness Cover?
You must be a UK resident to apply and at least 18 years of age.
How much cover do I need?
Everyone’s cover is difference as it all depends on your circumstances but you need to consider:
- Your monthly budget
- How much would your family need financially to support themselves without your income?
- If you have any outstanding debts or loans
When can my policy start?
Your policy can start when you would like it to.
Will my premiums stay the same throughout the term of my policy?
Yes, your premiums will stay the same unless you make any changes to your policy.
How do I make a critical illness claim?
To make a claim you will need to call the claims team that should come with your pack when you start your policy.
Benefits of Critical Illness Cover
Taking out protection could help take all the stress and financial worries away from a serious illness. These are a few of the benefits:
- A cash lump sum
- Includes children’s cover
- Premiums are guaranteed
Most policies will also pay out if you are permanently disabled as a result of injury or being ill, it only pays out once and then the policy ends.
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