Income Protection Insurance

Income Protection Insurance starting from just £4.00 per month.

Nobody likes to think that something bad will happen to them, but every year nearly one million people find themselves unable to work due to a serious illness or injury. If you couldn’t work due to a serious illness or injury, would you manage financially? Would you be able to survive on your savings, or by sick pay from your employer? If not, you’ll will need another way to keep paying the bills. In this case, you might want to consider income protection insurance.

What is income protection insurance?

Income protection insurance is a long-term insurance policy that can help you if you can’t work due to illness or injury, and it will replace part of your income.

It will pay out until you can start working again, or until you retire, pass away, or until the end of the policy term. There will be a waiting period before the payments start. Normally, you can set payments to start after your sick pay ends, or after any other insurance cover ends. The longer you wait, the lower the monthly payments. It covers most illnesses that leave you unable to work, either in the long or short-term (depending on the type of policy). You can claim as many times as you need to while the policy lasts.

Do you need Income Protection Insurance?

According to the ABI (the Association of British Insurers), around one million workers a year find themselves unable to continue working, due to a serious illness or injury. It doesn’t matter whether or not you have any children or any other dependents – if illness would mean you couldn’t pay your bills, you should really consider taking out income protection insurance.

You’re most likely to need income protection insurance if you’re self-employed, or employed without sick pay to fall back on.

Who doesn’t need Income Protection Insurance?

You may not need income protection cover if:

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To receive your free quote all you need to do is ‘click quote me now’, enter your details, and one of our insurance brokers will do the rest of the work for you. Once we have found the best life policy for you we will email or call you.

Income Protection Insurance Quotes

Types of income protection policy

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